How Beer Café and airpay built a cash management engine for over 40 outlets across India
Industry: F&B/ Hospitality
Service: Cash Management System (CMS)
The Scale of Running a National Hospitality Brand
Picture a busy Friday evening at any Beer Café outlet across India. Orders flying, taps running, and cash flowing through the till in exactly the way a thriving restaurant should. By the time the last pint is poured, a single location has seen anywhere between ₹60,000 and ₹1 lakh pass through its register.
Multiply that across over 40 locations, add the weekend spike in footfall, and you have a brand doing serious, national-scale business. A business that deserves back-end infrastructure as sharp as its front-of-house experience.
That is the context in which Beer Café and airpay came together: a fast-scaling hospitality brand and a fintech partner who could build a cash management system to match the pace of its growth.
About The Beer Café
The Beer Café is one of India’s largest and most recognised alco-beverage chains, founded in 2012. It introduced the European beer café concept to Indian consumers- a curated menu, global tap selection, and a social atmosphere that has made it a fixture of urban dining. With a sharp brand identity and a loyal following among young Indian consumers, The Beer Café has grown into a genuinely national presence, expanding steadily across cities while maintaining the experience that built its reputation.
The Operating Reality of a Multi-City Cash Business
For any hospitality brand running dozens of outlets across India, cash management is not a back-office afterthought; it is a strategic function. Cash collected from customers needs to be consolidated, reconciled, and returned to the business quickly and reliably. At The Beer Café’s scale, that means coordinating daily collections across 40 locations in multiple cities, each with its own rhythms and footfall patterns.
The operational considerations that come with this scale are familiar to any fast-growing F&B chain:
- Daily cash collection that needs to be coordinated across a wide and growing network
- Settlement timelines that should match the pace of the business, not slow it down
- Visibility on cash position across all outlets, in one place
- Outlet managers kept free to focus on guest experience, not cash administration
The Beer Café chose to solve this strategically by partnering with airpay to build a purpose-designed cash management system around their network.
“A national hospitality brand needs national-grade cash infrastructure. That’s exactly what this partnership set out to build.”
The Partnership: A Purpose-Built Collection Engine
Together, Beer Café and airpay designed a system built around the agent network- airpay’s trained on-ground collection agents who integrate directly into each outlet’s daily routine. The model was designed to be simple, reliable, and invisible to outlet operations.
Here is how the partnership works day-to-day:
- A dedicated vyaapaari is assigned to each outlet across the network
- Each day, once customer cash has accumulated, the vyaapaari arrives for the collection
- Both parties complete an OTP-verified digital transaction on the airpay app, creating a tamper-proof, real-time record before cash changes hands
- Cash is counted, acknowledged, and logged into airpay’s system on the spot
- Collections completed before 6:00 PM settle the same day (T+0)
- Collections after 6:00 PM settle by the next business day (T+1)
The outcome is a seamless daily flow: cash collected from customers in the evening, credited back to The Beer Café’s accounts by the next morning at the very latest.
The Numbers
| Metric | Value | Remark |
|---|---|---|
| Outlets covered | 40+ | Pan-India network |
| Average daily collection per outlet | ₹60,000 – ₹1,00,000 | Per restaurant, per day |
| Settlement cycle | Same Day / T+1 | Anchored to 6 PM cut-off |
At a conservative daily average of ₹60,000 per outlet, the vyaapaari network moves upwards of ₹24 lakh every weekday on behalf of The Beer Café. On weekends, when footfall across the network climbs, that number follows.
The 6 PM Commitment: Predictability as a Feature
One of the defining design choices in this partnership was anchoring settlement to a shared, hard cut-off time- 6:00 PM rather than a vague end-of-day window. It is a small detail with significant downstream value.
The Beer Café’s treasury team knows exactly when funds will arrive. They can plan which outlets will settle same day, which will roll to the next morning, and communicate that with clarity across the finance function. It turns settlement timing from a variable into a given.
| Collection Time | Settlement | Business Benefit |
|---|---|---|
| Before 6:00 PM | Same Day (T+0) | Cash back in the business cycle by EOD |
| After 6:00 PM | Next Business Day (T+1) | Overnight float minimised- zero leakage risk |
Partnership Outcomes
- Reliable daily collections running across all 40+ outlets, on schedule
- Settlements completing within committed timelines, every day
- Finance teams with real-time clarity on daily cash position
- Outlet managers focused on guest experience — cash administration handled end-to-end by airpay
The Business Value
| Area | What the Partnership Delivers |
|---|---|
| Working Capital | Cash credited within hours, not days, back in the cycle faster |
| Operational Efficiency | Outlet staff focus on customers; cash flow is managed end-to-end by the airpay network |
| Risk Management | Reduced exposure to overnight cash exposure, miscounts, and collection delays |
| Scalability | A system designed to grow with the brand- new outlets plug in without friction |
The Bigger Picture
The Beer Café is a brand that has always invested in getting the experience right, from the quality of the pour to the feel of the space. Bringing that same standard to the financial infrastructure behind the scenes is a natural extension of how the brand thinks about operations.
What this partnership demonstrates is that modern cash management does not have to be a constraint on growth. With the right partner and the right system, it becomes a reliable foundation that a scaling business can plan around.
For airpay, working with The Beer Café has been a chance to prove that fintech infrastructure built for India’s real operating environment- multi-city, high-volume, cash-heavy can be as dependable as it is simple.
That is the kind of partnership both sides are proud of.
40 outlets. ₹24 lakh a day. One seamless system. Beer Café and airpay - built for national scale.