# airpay > airpay (airpay payment services) is an RBI-approved, full-stack payments platform from India serving 332K+ merchants with 2Bn+ transactions processed. One gateway across all modes: accept payments online (gateway, UPI, subscriptions, links), offline (POS, QR, soundbox, CMS), omnichannel and cross-border; make payouts; and manage settlements, reconciliation and analytics from a unified dashboard. Certified for PCI DSS, PCI PIN, P2PE, ISO 27001, ISO 20000-1, ISO 22301, SOC 1 and SOC 2. Key facts: - Markets: India (airpay.co.in), UAE (airpay.ae), Tanzania (airpay.tz) - Developer docs (APIs, SDKs, integrations): https://docs.airpay.co.in/ - Website OpenAPI spec (content endpoints only — no payments API): https://airpay.co.in/openapi.json - Agent guidance / skill file: https://airpay.co.in/AGENTS.md - MCP server: https://mcp.airpay.co.in/mcp - Glossary: https://airpay.co.in/glossary.md · Sitemap: https://airpay.co.in/sitemap.md - Sign up: https://grow.airpay.co.in/signup · Merchant login: https://ma.airpay.co.in/ - Support: +91-20-6911-0300 · customerservice@airpay.co.in · Fraud: dispute@airpay.co.in ## Accept Payments — Online - [Payment Gateway](https://airpay.co.in/online/payment-gateway.md): Secure online transaction processing across cards, UPI, net banking and wallets. - [Subscriptions](https://airpay.co.in/online/subscriptions.md): Recurring billing made effortless. - [Virtual Accounts](https://airpay.co.in/online/virtual-accounts.md): Track payments with virtual IDs. - [Pay by Link](https://airpay.co.in/online/pay-by-link.md): Share links, get paid instantly. - [Invoicepay](https://airpay.co.in/online/invoicepay.md): Hosted payment pages for quick checkout. - [Dash Checkout](https://airpay.co.in/online/dash-checkout.md): A checkout built to boost conversions and reduce cart abandonment. ## Accept Payments — Offline - [POS](https://airpay.co.in/offline/POS.md): In-store card acceptance made easy. - [QR](https://airpay.co.in/offline/QR.md): Scan & pay UPI collections. - [CMS (Cash Management Services)](https://airpay.co.in/offline/CMS.md): End-to-end cash lifecycle control. - [Soundbox](https://airpay.co.in/offline/soundbox.md): Instant audio payment alerts. - [Soft POS](https://airpay.co.in/offline/soft-POS.md): Turn a smartphone into a POS terminal. ## Omnichannel & International - [Omnichannel](https://airpay.co.in/omnichannel.md): One platform for all online & offline payment channels. - [airpay EXIM](https://airpay.co.in/international-payments/exim.md): Cross-border payments for exporters and importers. - [Accept Payments From India](https://airpay.co.in/international-payments/accept-payments-from-india.md): Seamless INR transactions for global businesses. ## UPI, Affordability, Manage & Make Payments - [Unified Payments (UPI Suite)](https://airpay.co.in/unified-payments.md): Smart UPI routing engine — the fastest lane for UPI payments. - [Affordable Payments](https://airpay.co.in/affordable-payments.md): Enable EMI, Brand EMI and BNPL options. - [Affordability Widget](https://airpay.co.in/affordability-widget.md): Boost conversions by surfacing EMI offers on product pages. - [Split Settlement](https://airpay.co.in/manage-payments/split-settlements.md): Auto-split payments between parties instantly. - [Reconciliation & Settlement](https://airpay.co.in/manage-payments/reconciliation-settlement.md): Settle and track payments in one click. - [Connected Banking](https://airpay.co.in/make-payments/connected-banking.md): Seamless fund transfers, instantly. - [Prepaid Cards](https://airpay.co.in/make-payments/prepaid-cards.md): Fast, secure, co-branded prepaid cards. ## Value Added Services - [Business Loans](https://airpay.co.in/value-added-services/business-loans.md): Quick funds to grow your business. - [Campaign Management](https://airpay.co.in/value-added-services/campaign-management.md): Create and manage offers. - [Risk & AML](https://airpay.co.in/value-added-services/risk-and-aml-solutions.md): Built-in fraud & AML checks. - [Account Validation](https://airpay.co.in/value-added-services/account-validation.md): Verify bank accounts instantly. - [e-Sign](https://airpay.co.in/value-added-services/e-sign.md): Paperless signing, faster deals. ## Solutions - [D2C & Retail Solutions](https://airpay.co.in/solutions/direct-to-customer.md): Payments that grow with your D2C brand. - [Education Solutions](https://airpay.co.in/solutions/education.md): Simplify fee collections for schools and institutes. - [Hospitality Solutions](https://airpay.co.in/solutions/hospitality.md): Simplify guest payments for hotels & restaurants. - [Government Solutions](https://airpay.co.in/solutions/government.md): Secure payments for the public sector. - [Healthcare Solutions](https://airpay.co.in/solutions/healthcare.md): Easy, compliant patient payments. - [NBFC / BFSI Solutions](https://airpay.co.in/solutions/nbfc.md): Faster lending collections and payouts. - [Automotive Solutions](https://airpay.co.in/solutions/automotive.md): Drive sales with easy payments. - [Travel Solutions](https://airpay.co.in/solutions/travel.md): Smooth bookings, faster payments. - [SaaS Solutions](https://airpay.co.in/solutions/SAAS.md): Recurring payments made easy. - [Gems & Jewellery Solutions](https://airpay.co.in/solutions/gems-and-jewellery.md): Trusted payments for high-value transactions. - [Logistics Solutions](https://airpay.co.in/solutions/logistics.md): Payments that fit your delivery workflow. - [E-commerce Solutions](https://airpay.co.in/solutions/ecommerce.md): Zero friction, faster checkouts. - [Wix Payment Gateway](https://airpay.co.in/no-code/wix-payment-gateway.md): Easy payments for Wix stores. - [Shopify Payment Gateway](https://airpay.co.in/no-code/shopify-payment-gateway.md): Smarter payments for Shopify stores. - [Fynd Integration](https://airpay.co.in/no-code/fynd.md): Instant payments on Fynd. - [Zoho Integration](https://airpay.co.in/no-code/zoho.md): Simplified payments in Zoho. - [Magento Payment Gateway](https://airpay.co.in/no-code/magento-payment-gateway.md): Scalable payments for Magento stores. ## Developers - [Integrations](https://airpay.co.in/developer-hub/integrations.md): Connect systems effortlessly. ## Company, Resources & Support - [Partner with Us](https://airpay.co.in/partner-with-us.md): Partnership programs for banks, platforms and resellers. - [Company Overview](https://airpay.co.in/about-us/company-overview.md): What airpay does and why it matters. - [Culture](https://airpay.co.in/about-us/culture.md): People, values and mindset at airpay. - [Media Centre](https://airpay.co.in/about-us/media-center.md): News, press and resources. - [Blog](https://airpay.co.in/blog.md): Insights on payments, fintech and growth. - [Case Studies](https://airpay.co.in/case-studies.md): How businesses grow with airpay. - [FAQs](https://airpay.co.in/faq.md): Frequently asked questions. - [Payments Glossary](https://airpay.co.in/glossary.md): Definitions of payment terms used across airpay.co.in. - [Contact Us](https://airpay.co.in/contact-us.md): Get in touch with airpay. - [Acquiring Support — Customer Grievance Reporting](https://airpay.co.in/enterprise-support.md): Grievance reporting for acquiring/enterprise merchants. - [Vyaapaar Support — Customer Grievance Reporting](https://airpay.co.in/vyaapaar-support.md): Grievance reporting for airpay Vyaapaar users. - [airpay — All Your Payments, One Seamless Platform](https://airpay.co.in/index.md): RBI-approved full-stack payments platform for online, in-store and cross-border payments. ## Optional - [Customer Grievances Policy](https://airpay.co.in/customer-grievances.md): Grievance redressal policy. - [Merchant Onboarding Policy](https://airpay.co.in/merchant-onboarding.md): Merchant onboarding norms and requirements. - [Fraud Alert](https://airpay.co.in/fraud-alert.md): Fraud awareness and reporting. - [Terms & Conditions](https://airpay.co.in/terms-and-condition.md): Terms of service. - [Privacy Policy](https://airpay.co.in/privacy-policy.md): How airpay handles personal data.